The Dealer Loan Officer is responsible for reviewing credit applications and to render the appropriate credit requirements within compliance and regulation. This individual will review and make the decision on automobile application submitted by JBT’s dealership clients, placing an emphasis on response time, quantity of applicants processed and quality of application decisions. This individual will structure decisions to maximize profit and enhance dealer relationships. Additionally, this individual is expected to meet or exceed agreed upon targets for return on equity, volume, conversion ratios and other business metrics.
Requirements
- Auto Finance experience strongly desired
- Excellent verbal and written communication skills
- Strong problem solving, organizational, negotiation, and interpersonal skills
- Highly skilled in credit decisioning, with a solid understanding of consumer credit and applicable federal and state regulations relative to consumer lending
- A comprehensive knowledge of indirect loan programs.
- Experience reviewing credit bureau report required
- JBT Employment Application, found on our website at www.jbt.bank
