The Compliance and Loan Review Specialist II on the Compliance aspect is responsible for performing more complex compliance initiatives which support a comprehensive compliance program, providing compliance training to less experienced compliance personnel, new employees, senior management, and the Board of Directors as needed, monitoring of consumer complaints, assisting operational department management in adopting new or revised procedures to ensure compliance with consumer regulatory requirements, providing updates to senior management, and presenting findings to Compliance Officer and/or Risk Management Committee. This position has a wide range of duties including but not limited to develop, maintain and implement a comprehensive compliance management system, undertake moderate to complex compliance monitoring and preparing reports to management and review bank advertisements for regulatory compliance.
The Loan Review responsibilities are assisting with the Bank’s loan review program and with providing written reports and oral presentations to Board of Directors or committee thereof. This position will assist with review of consumer loans in the portfolio following the criteria set forth in the Loan Review Program, routinely incorporate compliance (knowledge of laws/regulations) in the day-to-day tasks, monitor compliance with applicable laws and regulations, and work with accounting department, internal and external auditors and bank examiners.
The Community Reinvestment Act (CRA) Officer is responsible for developing, implementing, and administering all aspects of the Community reinvestment Act Compliance Program. This position establishes, participates and maintains relationships with community-based, charitable, and non-profit organizations. The CRA Officer develops and implements programs to ensure the Bank meets the needs of the community and attains CRA compliance goals. The CRA officer advises senior management of emerging CRA issues to ensure objectives are maintained.
Requirements
- High School Diploma or equivalent
- 3-5 years’ experience in compliance, lending, or other relevant banking experience
- Ability to successfully handle confidential materials, exercise discretion, and independent judgement
- Knowledge of bank deposit and loan compliance regulations; Community Reinvestment Act, and loan documentation and underwriting process
- Excellent written and oral communication and interpersonal skills
- Ability to operate standard office equipment and proficiency MS Word, Excel, and Outlook applications
- JBT Employment Application, found on our website at www.jbt.bank
